One-Stop Solution for Bridge & Hard Money Loans
Need to close fast? Did your bank let you down?
We can Provide:
- Bridge & Hard Money Finance Programs
- Fixed Rates up to 3 years on commercial properties
- Flexible amortization terms or interest only payments
- No / low Prepayment Penalty
- Potential for non-recourse loans
Bridge & Hard Money Loans
UFIG can provide Bridge or hard money commercial loans when traditional conventional lenders say no. We specialize in creative financing, we know that everyone will have an occasional stumble and need short-term financing.
In real estate, Bridge Loans / Hard Money Loans can be used to secure financing to obtain a property from foreclosure, quickly close on a deal or take advantage of a limited opportunity to purchase. Real estate Bridge Loans are typically repaid after the property has been sold or refinanced by a conventional loan. The interest rates on Bridge Loans are traditionally higher because they represent a higher risk of default for the lender. Typically, bridge loans carry a 6.50-11.00% interest rate and they’re usually about 60-80% of the appraised value of the property.
Commercial Property Mortgage Features:
- LTV's up to 80%
- Close in as little as 7 business days
- Bridge to end loan programs are available
- Potential for non-recourse loans
- 6 to 36 month Interest Only
- Low/no prepay penalties
- Low closing costs
- Potential for assumable financing
- Less than perfect credit accepted
- Loan amounts $600K to $50MM +
1998
Established
74K+
Clients Served
$14B+
Loans Originated
Financing for Commercial Properties includes:
- Multifamily
- Retail
- Warehouse/Industrial
- Senior Housing & Assisted Living
- Conventional Owner & Non Owner Occupied
- Office
- Hospitality
- Medical Office
- Self-Storage
- Bed & Breakfast, Airbnb, VRBO
- Mobile Home Park
- Mixed-Use
- Affordable Housing
- Credit Tenant Lease
- Gas Stations & C-Store
Don't see your property type, Give us a call. Chances are that we can provide you with the financing you seek.
About UFIG
We are a multi-strategy real estate finance company that originates, finances, and services small to medium-sized balance commercial loans from $500K to $100MM. We specialize in loans backed by commercial real estate, including agency multifamily, agricultural, investor loans, private money, and bridge loans as well as SBA 7(a), SBA 504, and USDA B&I business loans.
We offer some of the industry’s best rates, services, and loan options available. If you think your situation is unique, we most likely have dealt with it before. We offer one on one customer service where your entire transaction is handled by one loan officer. You will not get passed around from department to department or person to person in getting the results you expect.
What Sets Us Apart
Creative Lending Programs
No matter how unique you feel your loan request is, we have probably dealt with a similar situation in the past. Aside from our Correspondent Lending Channel, UFIG has working relationships with hundreds of retail and wholesale lenders with international presence. If your loan request is financeable, we will get it closed and funded quickly.
Lower Rates
In a highly competitive marketplace, UFIG can offer some of the lowest market rates available for your customized financing needs. We understand each deal is unique and we take the time to fully understand your financing goals and price each loan request independently. Contact one of our experienced loan officers today so we can provide the details you need to make an informed decision. We are happy to provide you with a free loan analysis and pricing quote for all your financing needs.
Consistent Availability
Unlike most banks, it doesn’t take days to get in touch with one of our loan officers. Reach a qualified loan officer immediately during our normal hours of operation. Monday – Friday, 9:00AM to 5:30PM. We also offer and encourage after-hours and weekend appointments. We pride ourselves in returning clients calls within 10 minutes during normal business hours.
Quick Closings
We streamline the loan process and can close conventional type loans in 30 days. If you are in the market for a Bridge Loan or Hard Money Loan we can close in as little as 7 business days. Speak with one of our experienced loan officers today so we can address your closing timeline.
Begin Your Application Online
While we are more than happy to take your phone calls and answer questions, we can assure you that a qualified loan officer will contact you directly by completing the short form below.
Simply fill out the from below, and we will match your response to a qualified loan officer.
