Jim,

It is with great gratitude that I write this recommendation for United Financial Insurance Group and specifically for Mandy. United Financial Insurance Group has provided us with amazing financing solutions consistently on some of the recent acquisitions. UFIG has always gone above and beyond to understand RSG and our needs. You guys have an amazing team!!! That said we cannot be blind to the exemplary and stellar performance of our favorite UFIG person Mandy. Throughout the taxing period of last 4 Months working on the SBA Loan for Jim’s Storage along with her we have gotten to know her much better and she is just outstanding, personable and a great friend. I do not have words to recap the self-defying and Out of the Box thinking (sometimes suppressing tensions and Anger) Mandy has demonstrated during this strenuous process. We would like to humbly request you to arrange to record the fact, in the personal service files and also issue a letter of appreciation to Mandy, and/or personally convey the appreciation on our behalf. People like Mandy are assets to your institution. I also express thanks for all other staff including yourself at United Financial Insurance Group for their services also. Looking forward to working with You, Mandy and the entire team at UFIG on current and future projects. Thanks Anand Rajendraiah

Dear Mrs. Melinda,

I wish you a happy new year 2022 together with you whole Family ,I want to thank you for having worked on the restaurant loan, You were a very kind and patient person, I hope that God continues to bless You,and continue to have that grace with you clients ,I will always remind you, thank You once more. sincerely Jose

Dear Mandy:

Please accept this letter to convey my deepest and sincere appreciation for all of your dedication and hard work that resulted in the recent closing of our refinance. As you know, this was quite a complicated transaction, including the components of a partner buyout. Your professionalism and knowledge allowed us to reach the finish line which we otherwise may not have accomplished. You were always available for any questions, concerns or needed guidance and it was so nice to truly have you as a partner through this process. You were with me from beginning to end. I look forward to working with you again on future transactions and am happy to provide my highest recommendation for you and your services. Thank you very much Mandy. Sincerely,

Dear Melinda,

I am finally putting pen to paper, so to speak, to thank you for your tremendous assistance in obtaining our business loan through the SBA in April of this year. This letter is several months delayed, but with good reason. We have had a wildly successful first season at the Bellport Inn - over 70 reservations that have booked with us since we opened our doors in June of 2021 ! I am writing today to let you know that John and I are grateful beyond measure. Had it not been for your guidance, sound advice and attention to detail, our project (and dream) would not have come to fruition. Not only did you provide us with the knowledge and expertise necessary to assist in the process, but you also provided a calming and reassuring sounding board on a near daily basis throughout the process, all with humor and a lighthearted disposition! During the most stressful of times, you kept all parties moving forward and went above and beyond to ensure tasks were being completed, all so that we could close without delay. When I think back to the complexities of the purchase, I am astounded that everything came together, particularly during the pandemic. Our goal in creating the Bellport Inn, was to provide an escape that felt comfortable yet elegant, that would provide an inspiring place to rest, gather and celebrate. Our focus has been to highlight all the artists, makers and craftspeople that make our area unique. By enabling us to open our doors, you have also directly impacted the community that we serve and the community that we support. True to our initial inspiration, we were able to create an escape where our guests can experience the incredible local talent. Our walls celebrate local artists and photographers such as Myron Greene, Patrice Cassanova and Jan Shannon, our kitchens are stocked with locally made Goat Great Oats and Tend Coffee, our bar offers Macari and Croteaux wines from the North Fork, our bookshelves hold treasures by local authors such as Stephanie Clifford and Tricia Foley, and our bathrooms feature Utopia Bath Ltd. Even our shower curtains, adirondack chairs, coasters and fire pit are designed and made locally! We are forever grateful. Thank you Melinda, UFIG and the SBA for sharing in our dream and helping us realize the Bellport Inn. We hope that you will one day come visit! Warmest I regards,

Dear Ms. Mandy Widdick,

As the start of the year has brought great things for me and my business, I've taken this moment to reflect and I'm reminded of the role that you played in my year starting off prosperously. All of your endless efforts and hard work to accomplish the goal of closing on the building that now permanently houses my daycare center "Kiddies World Inc.", in a timely fashion has not gone unrecognized. I would like to thank you for your constant availabity, always willing to answer all of my questions. Truly your vast knowledge of the proposal to closing process has made a tremendous impact on carefully carrying out all the necessary procedures for this closing to take place. Your patience and clarity helped me feel reassured that you were not only the person that I needed, but wanted to be handling my affairs for this business transaction. Rest assured, that at any time in the future, I decide to purchase more commercial property, without a doubt I will be in contact with you. You are not only professional but you care about your clients and go the distance to make sure that they have what they want as well as what they need. Thank you for all of your help.

To Whom It May Concern:

I wanted to reach out to express my sincere gratitude for United Financial Insurance Group and especially for their loan consultant, Zach Sleeman. I came upon United Financial after an unsuccessful relationship with another bank, and the experience with United Financial was entirely different. Zach was able to start right away and reach out to multiple lenders and find one that was willing to take on my unique project. I was honestly surprised at how efficient and speedy the process was compared to my previous experience. United Financial’s working relationship with major SBA lenders was a huge benefit. Zach worked with me for months to ensure that my application and loan package was complete and that I was able to close in a timely manner. He was responsive, available, knowledgeable, and he genuinely cared about my project. He was always understanding when I had numerous questions about the process. If he didn’t have an answer, he would go out of his way to find one for me. He followed up with me regularly, often daily. He assisted me with every detail of applying for and closing on my SBA loan, which otherwise would have been an arduous and completely overwhelming process. He acted as a content expert, an intermediary between myself and the bank, and most importantly, he was a friendly voice on the other end of the line to talk me through it all. There is no way that I would have been able to acquire the property I needed to start my business without the help of Zach Sleeman and United Financial Insurance Group. I couldn’t be happier with my experience working with them. Sincerely,